FOO MING NICHOLAS

YAP XIN HORNG-KHOO YONG GUAN ORGANISATION
ASCENDANCE WEALTH MANAGEMENT GROUP
I was first introduced to the financial advisory industry in May 2022 during my first year at NTU. Initially skeptical due to prevalent stigmas around the industry, I revisited my perspective and fully committed to this career path in March 2023. The transition from skepticism to embrace was influenced by a defining moment during a trip to Phuket, where I pondered my future’s direction — opting to not just cruise through life as a student but to proactively build a sustainable and impactful career.

The most poignant moment in my career so far occurred when a client, unexpectedly choosing to work with me, affirmed that my genuine care for his needs was the deciding factor. This interaction deeply moved me, reinforcing that this career goes beyond the financial aspects — it’s fundamentally about fostering meaningful, heartfelt connections.

My greatest inspiration would be my colleagues around me. Their backgrounds of overcoming adversity and achieving remarkable success serve as daily motivation that anything is achievable with determination and hard work. This environment not only spurs my ambition but also continually reminds me of the limitless possibilities within this field.

To newcomers in the industry, I would emphasise the importance of persistence. As illustrated by the metaphor, “A river cuts through rock not because of its power, but because of its persistence,” it is crucial to maintain resilience in the face of rejections and setbacks. The path to success in financial advisory is fraught with challenges, but steadfastness and a long-term vision are key to overcoming these hurdles.

Beyond my professional duties, I cherish the roles of friend, brother, and son that I embody for my clients. This career has afforded me the privilege to maintain and grow my personal relationships, enriching my life and the lives of those I advise. It’s an honor to accompany them on their life journeys, sharing in both their challenges and triumphs.

Accolades

AIA FA Prestige Club (Titanium) 2024

AIA High Net Worth Prestige Club (Senior Personal Wealth Manager) 2024

Million Dollar Round Table 2024

Certified Affluent Wealth Advisor (CAWA)

Institute of Banking and Finance Qualified (IBFQ)

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